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Read a few of the most often asked questions of an Aging with Grace™ eldercare specialist.

• What is the difference between a home care agency and a home care registry?

A home care agency employs their nurses and home health aides, provides workers compensation insurance and pay taxes for their employees. A home health registry has contracted IRS 1199 workers.

• When I start hospice will I still need home care?

In most cases yes, as hospice does not usually provide 24/7 care with home health aides.

• If I keep my parents at home will Medicaid cover their care?

Home care services and some home modifications programs are covered under Medicaid waiver or options programs.

• What senior services are covered under LTC insurance?

Standard services covered under LTC insurance include in-home care, assisted living, dementia care and long term nursing.

• Is a living will the same as a health care POA?

No. A living will says you want your death to be a natural and that you don't want anything that would make your dying take longer. A healthcare POA designates a person to make healthcare decisions if they are not able to make a decision on their own.

• Will Medicare pay for assisted living?

No. Medicare does not pay for assisted living as it is considered domiciliary care.

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